What Is Key Person Insurance—and Why Does It Matter?
When the person your business depends on is suddenly gone, key person insurance can be the difference between a difficult quarter and a collapse.
Unlocking the World of Risk & Protection
Knowledge Hub
Lost in the maze of insurance jargon and applications? Dive into our knowledge center to explore topics that affect your business, your life, your legacy and your income.
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Understanding and Measuring Key Person Risk
Your greatest business vulnerability may not appear on any balance sheet — but lenders and investors will find it. Here’s how to find it first.
Types of Key Person Coverage: Life, Disability, Term, and Permanent
Death gets the headlines, but disability is far more likely. Knowing which coverage fits which risk could determine whether your plan holds.
How Much Key Person Insurance Do You Really Need?
Most businesses pick a key person insurance number and hope it’s enough. Four practical methods show you how to know — before you need to find out.
Key Person Insurance in Succession, M&A, and Exit Planning
Succession plans and buy-sell agreements rest on assumptions. Key person insurance funds them, so one unexpected loss doesn’t unravel everything.
Key Person Insurance for Athletes and Entertainers
When a franchise athlete or headline performer can’t perform, ticket revenue, sponsorships, and media deals feel it within days. Specialty coverage can absorb that shock.
Supplemental Disability Insurance for High Earners
Standard disability policies cap out long before they cover what high earners actually need. Supplemental coverage through specialty markets closes that gap.
Cybersecurity is the #1 Business Risk – How Cyber Insurance Provides the Ultimate Safety Net
Cyber threats are the top business risk. Learn how specialized cyber insurance and proactive risk management are the essential strategy to protect your business from costly interruptions.
The Connelly Decision and What It Means for Your Business Succession Plan
The Supreme Court’s unanimous ruling in Connelly v. United States has significant implications for closely held business owners who rely on corporate-owned life insurance to fund buy-sell agreements. Learn what changed, why it matters, and what steps to take now.
“We’re Partners, We Trust Each Other!” (And Why That’s Not Enough for a Buy-Sell)
Trust is the foundation of any strong business partnership — but it won’t resolve a valuation dispute, produce buyout funds, or prevent a deceased partner’s heirs from becoming your new co-owners. A properly structured and funded Buy-Sell Agreement does all of that and more.
The Cyber Shadow: Protecting Your Digital Footprint with HNW Cyber Insurance
The Cyber Shadow: When Your Digital Footprint Becomes a Target (and How to Disappear from Their Radar).
The Legacy Lottery Solution: Why Life Insurance is Essential for Wealth Transfer
Is your wealth destined for a “legacy lottery” of taxes and headaches? 😫 Strategic life insurance can ensure your hard-earned legacy is exactly what you envisioned!
Passion Project Protection: Shielding Your Off-Field Ventures and Valuables
Investing in businesses or collections? 🎨🏎️ Don’t leave your passion projects vulnerable! Tailored Commercial & Valuables insurance shields your off-field plays.
Life and Long-Term Care Insurance for Athletes: Planning Ahead
Discover the importance of life and long-term care insurance for athletes transitioning into their next life chapter post-career.
High-Limit Umbrella Insurance: Shield Your Wealth from Catastrophic Lawsuits
Your success brings big responsibilities! Learn how High-Limit Umbrella Insurance protects your assets from substantial personal liability risks.
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