business and personal insurance
Whether you are a young company, a mature organization, or a private equity firm looking to invest, we help you leverage your dollars to:
- protect valuable corporate resources,
- minimize liability exposures; and,
- attract, reward and retain key personnel.
On the personal side, one call connects you to experts ready to:
- safeguard the value of your personal possessions,
- preserve your family wealth and welfare; and,
- ensure your financial legacy.
Core solutions to help achieve these ends include:
- Business and Personal Property Insurance
- Liability Coverages
- Critical Illness Insurance
- Cyber Insurance
- Disability Income Protection
- Employer Group & Key Person Benefits
- E&O Insurance Coverage
- Health Insurance
- Life Insurance
- Long Term Care
The Loyalty Alliance team is among the most highly qualified in the industry. Read our related blog posts below and use the button to contact us.
Buy Sell Planning While Generation Straddling
In business with a much older, or younger, partner and in sticker shock over the difference in insurance cost coverage between the young un and the old fogie? Check out a solution in this short video on buy-sell planning while generation straddling. [video...
Five Steps to Create a Flexible and lasting financial plan for You and your business
From cash reserves to financial professionals, here are five key ideas to help your business navigate volatility and build long-term resilience.
Four key questions business owners should consider when preparing to sell
Selling a business can be complex. Not unlike anything else in your business life, selling a business needs a strategy and a tactical plan. In this post, Cindy shares four key questions owners should consider before doing so.
Six Steps to succession planning for Businesses
Transitions and change are challenging—especially for small business owners. It can be tough to wrap your head around leaving something you created and led, and even more complex if multiple people might be interested in taking over. That’s why I wrote 6 Steps to Succession Planning for Businesses.
The Business Case for Key Person Disability Insurance
Exceptional advisors understand that a “key person insurance” clause within a purchase agreement requires a corporately owned key person life and disability policy to keep the company – and the deal – afloat.
How Well Protected Is YOUR Business?
This post explores how you can protect your business, employees, and lifestyle with the help of insurance products.
Insurance For Entrepreneurs: Affordable Alternatives To Estate Planning
When creating an estate plan, entrepreneurs generally look to ensure their heirs and beneficiaries receive assets in a way that effectively manages and minimizes estate taxes, gift taxes, and other potential tax and administrative costs. This can be pretty tricky, depending upon the components of the estate, their value, ownership structure, and even the state where the assets, and the entrepreneur, are located. Learn more about estate planning and affordable alternatives.
Big News! New Proprietary Disability Coverage For Professional Athletes
Getting hurt can mean a significant financial setback to a professional athlete or worse, end a career. That’s why they should consider protecting themselves and their loved ones through the purchase of a form of disability insurance that addresses their unique needs.
Why Key Person Disability is a Must-Have: A Revealing Case Study
Key-person disability insurance can offer an intelligent and economical solution to avoiding economic disaster. If done correctly, not only is the economic risk transferred to a third party, but the transfer takes place for pennies on the dollar.
Managing Business Risks
I’ve been getting many questions from business owners on managing their business risks. As a result, I’ve decided to write a series of short posts to address their needs. These are to be educational thought starters. I hope you find them helpful! Now, on to today’s...